@shelliwalkernye shelliwalkernye Depends on the specific DGS number. If you also see a film number, you know that the Family History Library owns the physical microfilm which was converted into a digital format. So, when it reopens, if getting to Salt Lake City is feasible for you, you can still view the physical microfilm.
You can also notice, just above and to the left of the Film/Digital Notes in the catalog, a box titled Location. Click the down arrow for that box and you'll see other locations (family history centers or affiliate libraries) who possibly still have a physical copy of the microfilm in their holdings. If you see multiple film numbers on that same catalog page, you'll want to click the name of a center in the Location list to see specifically which of the items might be in their holdings.
I use the word "might" in re. the centers because sometimes they have returned their film collections to Salt Lake City and the catalog does not reflect those returns. So, you'd always want to contact the facility to see if they still have the film you'd like to look at.
Lastly, you can visit the Research Wiki (https://www.familysearch.org/wiki/en/Main_Page) and search for the place the record is about. The wiki articles can often point you to other places and ways to find what you need for your research.
FS never charges for their access.
Belatedly, on top of what has already been proffered ...
IF, by "we", you mean that all of us individually, 'outside' of 'FamilySearch'; THEN, more than likely, than not, the answer is 'Yes' ...
Some Record "Custodians" maintain a FEE (Pay) website to access their records.
There are a number of 'On-line' ("Commercial") PAID (ie. "Subscription") Websites that pay a Fee (or, provide other service ) to the Record "Custodians", for access to; and, permission/authority to display, such Records; and, "Charge" a FEE/Subscription for service, to access those records.
Sort Answer (your last 'Question'): 'Yes', but, NOT on the page/screen for a Film.
There are, various/numerous references to access to Records on OTHER 'On-line', both, FREE Websites; and, "Commercial") PAID (ie. "Subscription") Website, NOT in the "Catalogue"; but, in the "FamilySearch' "Wiki" pages/screens. as previously suggested.
I hope this helps.